Can You Afford to be with a Wannabe in These Economic Times?

Can You Afford to be with a Wannabe in These Economic Times?

Not a day goes by when our phones are not ringing off the hook with cries of despair due to these tough times. I suppose the question is when the economy is in the tanker should your insurance be the first thing to go? Will a cheaper rate actually save you money in the long run? Are you willing to sacrifice coverage and piece of mind to save a few bucks? Some things to consider:My grandfather’s number one saying was “if it seems to good to be true then it probably is.” Well that or “eat your vegetables as they will grow hair on your chest.” While the second saying may be good for my body if not necessarily my chest, the first seems to ring true. Each day this statement seems to have a deeper meaning. Examples can easily be found in the insurance industry these days. An insurance company may say they are covering you for communicable disease. Any person in the body modification industry knows just how important this coverage is. MRSA/Staph infections are still running rampant throughout the US.
Doctors’ offices and hospitals often point their fingers at tattoo & body piercing shops as being a likely culprit. So are you covered for claims of Staph/MRSA? A competing carrier offered a quotation to a shop that I recently reviewed. It showed that the insurance company was offering communicable disease coverage. However, in reading the actual policy it clearly does not cover Staph infections. This “coverage form” is mainly offering protection if your client claims they have contracted AIDS or hepatitis from their procedure. The reality is you probably have a better chance of contracting a disease from a toilet seat than ever having it proved that you had infected a client with AIDS or hepatitis. MRSA/Staph claims are what are happening on a much more frequent basis for tattooers and piercers.


Name: Jennifer Schoenthal Date: November 2010 More Information: Tattoo Guru Magazine November 2010 issue

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